Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"If you are looking for a professional mortgage service with a personal touch then look no further! Richard Wylder provided a streamlined mortgage process, cutting-edge technology, and exceptional customer service. Cannot recommend him highly enough!"
Jodi Jess
Equity release, also known as a lifetime mortgage, allows you to borrow against your home's value. You can receive a lump sum or draw funds as needed, providing financial flexibility for your retirement years.
Absolutely! Our Scarborough equity release plans are fully regulated by the Financial Conduct Authority (FCA) and adhere to Equity Release Council standards. This ensures you'll never owe more than your home's market value, offering peace of mind for you and your loved ones.
The choice is yours. Whether you fancy upgrading your car, clearing debts, or enhancing your retirement lifestyle in Scarborough, equity release can help you achieve your goals.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings At Equity Release and Mortgage Partnership Scarborough, we offer expert mortgage and equity release advice tailored to your needs. Our experienced team is dedicated to helping you make informed financial decisions, ensuring a secure future with professional service and a personal touch.
Our specialists will ensure you select the right equity release plan for your individual needs.
We craft equity release plans to match your financial objectives, whether for home improvements or additional retirement income.
Our advisers take time to understand your unique situation and what matters most to you and your family.
Here’s what to expect when you work with us for equity release, if you live in Scarborough.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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